The state of California offers the Partnership for Long Term Care (“Partnership”) as a statewide program dealing specifically with issues of long term health care. It is “dedicated to educating Californians on the need to plan ahead for their future long-term care and to consider private insurance as a vehicle to fund that care.” It is offered through the Department of Health Care Services (“DHCS”), which was created and governed by statutes passed by the California legislature, in order to itself create programs to provide statewide health care support.
The Partnership is dedicated to educating Californians on the need to plan ahead for their future long-term care and to consider private insurance as a vehicle to fund that care. This program of the State Department of Health Care Services works with specific private insurance companies. These companies have agreed to offer high quality policies that must meet stringent requirements set by the Partnership and the State of California. These special policies are commonly called “Partnership policies”. Partnership policies take the guesswork out of ensuring you purchased a quality policy. In addition to many other consumer protection features, Partnership policies offer the special benefit of Medi-Cal Asset Protection. Also available is the website www.RUReadyCA.org to help consumers educate themselves and determine what services may be needed and when.